Get Behind the Wheel Today
With Bad Credit Car Finance!
Welcome to Car With Bad Credit, your trusted destination for Bad Credit Car Finance solutions! If you've been turned down for car finance due to a less-than-perfect credit history, worry no more. Our mission is to help you achieve your dreams of car ownership, regardless of your credit score.

Quick Approval
£3,000 to £150,000
Low Rates
From 8.9% APR
Get a Quote
Instant Quotes
Find a Car
Over 150,000 different cars available


HP Finance
Fixed interest rates
Flexible deposits
No annual mileage restrictions

No Deposit
No large upfront deposits
Part exchange deals available
Flexible and affordable options

Bad Credit
Poor credit scores considered
HP and no deposit deals available for people with bad credit history
People with no credit history are considered
Start your credit approval

Check all offers
Free to use with no impact on your credit score.

Quick application form
Our finance application is online and you can get a quote provisionally in less than 5 minutes.

Get funded
Funds transfered directly to the car dealer of your choice

Ready to Drive Your Dream Car?
At Car With Bad Credit, we understand that life can throw unexpected financial challenges your way. That’s why we’re here to provide a lifeline, offering flexible and affordable financing options tailored to your unique circumstances. With our specialised expertise in bad credit car finance, we’re ready to turn your car dreams into reality.

Customer Information
Why Choose Car With Bad Credit for Bad Credit Car Finance?
Our user-friendly online application makes it simple and convenient to apply for car finance, allowing you to get behind the wheel faster.
We believe in giving people a second chance. Our team works tirelessly to secure the best possible finance options for you, increasing your chances of approval.
See all the cars we cover and xplore our wide range of high-quality used cars, all meticulously inspected to ensure reliability and satisfaction. We have something for every style and budget.
We understand that each individual’s financial situation is unique. Our dedicated finance experts work closely with you to design a financing plan that fits your budget and needs.
Timely payments on your bad credit car finance can help improve your credit score over time, opening doors to future financial opportunities.
Reputable bad credit car finance specialists
At Car With Bad Credit, we go beyond being a trusted car buying service in the UK. We proudly stand as your dependable partner in obtaining bad credit car finance. As an Financial Conduct Authority authorised and SAF-approved entity , our dedicated team is passionate about empowering individuals with less-than-perfect credit scores by providing customised financial solutions. We take pride in our ability to compare options from the top secured car finance companies, allowing you to make well-informed decisions and secure competitive rates. With our support, you can hit the road again with renewed confidence.


Car Finance Solutions
Embrace the freedom and independence of car ownership with our reliable car finance with bad credit finance solutions.
Take the first step towards car ownership today by completing our simple online application form.
If you need assistance throughout the process, contact us. Our friendly customer support team is just a phone call away.
You can apply today. It only takes a few minutes, and our team will review your application promptly.